FACTS:
WHAT DOES JIM HUDSON FORD (HEREINAFTER JHF) DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and Income
• Credit History and Credit Scores
• Account Balances and Employment Information
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons JHF chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION:
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
(Does JHF share for this reason? Yes)
(Can you limit this sharing? No)
For our marketing purposes-
to offer our products and services to you
(Does JHF share for this reason? Yes)
(Can you limit this sharing? No)
For joint marketing with other financial companies
(Does JHF share for this reason? No)
(Can you limit this sharing? We don't share)
For our affiliates’ everyday business purposes-
Information about your transactions and experiences
(Does JHF share for this reason? No)
(Can you limit this sharing? No)
For our affiliates’ everyday business purposes-
Information about your creditworthiness
(Does JHF share for this reason? No)
(Can you limit this sharing? We don't share)
For nonaffiliates to market to you
(Does JHF share for this reason? No)
(Can you limit this sharing? We don't share)
QUESTIONS?
Call 803.359.4114 or go to www.jimhudsonfordlexington.com/jhf-privacy.aspx
WHO IS PROVIDING THIS NOTICE?
Jim Hudson Ford
WHAT WE DO
How does JHF protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does JHF collect my personal information?
We collect your personal information, for example, when you
• Apply for a lease or Apply for financing
• Pay us by check or Give us your contact information
• Show us your driver’s license
We also may collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes-information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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FAIR CREDIT REPORTING ACT (FCRA)
Pursuant to the requirements of the FCRA, we are required to inform you of the name and address of the financial institutions where your Credit Application/Retail Installment Contract/other documentation (information) may/will be forwarded for the consideration of extending your credit. Below is a list of financial institutions that may/will receive your information in an effort to finance your vehicle purchase.
Allsouth Federal Credit Union
6923 Trenholm Rd.
Columbia, SC 29206
Ally Financial
P.O. Box 30788
Charlotte, NC 29230
American Acceptance
1517 N Kings Hwy
Myrtle Beach, SC 29577
Americredit Financial Service
284 State Route 72N Dept 300
Reesville, OH 45166
Bank of America
9000 Southside Blvd.
Jacksonville, FL 32256
BB&T
250 Berry Hill RD, Ste 505
Columbia, SC 29210
Capital One Auto Finance
3901 Dallas Parkway
Plano, TX 75093
Citifinancial Auto
251 Broad St.
Sumter, SC 29151
Drive Financial
8585 N Stemmons Frwy ste 100
Dallas, TX 75247
First Citizens Bank
P.O. Box 29
Columbia, SC 29209
Ford Motor Credit
9009 Carothers Pkwy
Franklin, TN 37068
Professional Finance
215A Stoneridge Dr
Columbia, SC 29210
Safe FCU
P.O. Box 2008
Sumter, SC 29151
Santander
3268 Progress Way
Wilmington, OH 45177
SC Federal Credit Union
P.O. Box 190012
N. Charleston, SC 29419
SC State Credit Union
P.O. Box 726
Columbia, SC 29202
US Bank
120 Prosperous Place
Lexington, KY 40509
Wells Fargo Dlr. Service
4404 Belle Oaks Dr
N. Charleston, SC 29405
