What Is Ford Credit?

What is Ford Credit? As the financial branch of the Ford Motor Company, Ford Motor Credit allows drivers in the Columbia area to get behind the wheel of a new Ford vehicle with a customized finance plan that works with their budget. There are a wide range of financing solutions available to you when you choose Ford Motor Credit to finance your next vehicle. Learn more below with Jim Husdson Ford!

What is MSRP? Finance Department

Why Buy With Ford Motor Credit?

What is Ford Credit? As the financial branch of the Ford Motor Company, Ford Motor Credit is a customizable financing plan available exclusively for eligible Ford drivers in Columbia and beyond. There is a wide range of financing solutions available to you when you choose Ford Motor Credit to finance your next new or used Ford vehicle. Find out how Ford motor credit works in the guide below from Jim Hudson Ford, and don’t hesitate to direct your questions to our team.

More About Ford Motor Credit

Designed with your unique financial needs in mind, Ford Credit provides many helpful resources if you need guidance during the car buying process. Not only will you walk out the door with a financing plan that you’re comfortable with, but you’ll enjoy additional perks like:

Confidence when negotiating loan terms at the dealership.
All the information you need to make a smart investment.
Personal financial assistance from Ford Credit finance specialists.
Payment flexibility or relief if you become ill, are in an accident, or your car is damaged due to a natural disaster.

Leasing vs. Financing With Ford Motor Credit

Ford Credit gives Irmo-area drivers the option to buy or lease a new Ford car. While both offer unique benefits, here’s what to keep in mind as you decide which path is right for you:

Benefits of Buying

When you take out a Ford auto loan, you’ll enjoy unlimited flexibility in terms of mileage and customization.
You build equity with each Ford Credit payment.
New, pre-owned, and certified pre-owned Ford models qualify for the Ford Credit Standard Purchase plan.
Only new vehicle purchases are eligible for the Flex Buy program, which guarantees a special payment plan with lower payments during the first few years of financing. With any questions about Ford Credit plans or eligible plan pricing, be sure to contact our finance center.

Benefits of Leasing

You can take advantage of Red Carpet Lease plans available from Jim Hudson Ford, including seven mileage limit options.
The Advance Payment Program allows you to pay all lease fees in one lump sum. As a result, you’ll pay a lower monthly amount toward your Ford Credit lease.
At the end of your lease contract, you have the option to buy or lease a new Ford model, purchase your leased vehicle, or simply return the leased car.

Explore Ford Credit Plan Option Pricing in Lexington, SC

Whenever you’re ready to buy or lease a new Ford F-150, a new Ford SUV, or one of our certified used Ford vehicles, the auto finance experts at Jim Hudson Ford will sit down with you to work out a Ford finance plan that fits your budget.

Get in touch to start the financing process today, and feel free to apply for financing online before visiting our dealership near Chapin. For even greater savings on your new vehicle purchase, be sure to browse exclusive offers and incentives here at Jim Hudson Ford.

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license fees. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.