Can I Get In-House Used Car Financing?


financial paperwork at a dealership

If you're looking for used car lots with in-house financing near Lexington, look no further than Jim Hudson Ford! We stock a wide variety of well-maintained used models, each carefully inspected by our certified Ford technicians. 

Our goal is to get you behind the wheel of a Ford vehicle that you and your family will love. That’s why we offer accessible in-house financing for used cars at a wide range of price points. Learn how you can save on your next vehicle purchase by shopping at used car lots with in-house financing, and contact us at Jim Hudson Ford with any further questions about the car-buying process.

Benefits of In-House Financing for Used Cars

Why opt for used car in-house financing near you in Irmo? As we noted above, many drivers will find a larger number of affordable options at used car lots with in-house financing as opposed to those without. That’s because when you finance in-house, you work directly with your dealership. They’ll handle your loan applications and all communications with lenders, which may make it easier for you to get approved for a loan. Why? You need to follow your dealer’s rules, not the lender’s -- and dealerships tend to be more willing to work with you to find a solution that fits your needs. Here’s what else you should know:

  • Used car lots with in-house financing make the car-buying process easier, because everything you need is in one place.
  • The approval process is quicker and more streamlined.
  • You can compare insurance options and extended warranties while you apply for a loan, making it easier to calculate your budget.
  • Buying used is another smart way to save money on your next vehicle purchase near Chapin. Used cars depreciate less rapidly than new cars, and you’ll pay less for higher trims and advanced features.
  • Certified pre-owned cars come with the assurance of extended warranty coverage and must meet strict standards for age and mileage.

Where Can I Find Used Car In-House Financing Near Me?

Right here at Jim Hudson Ford! Our team of auto finance experts is standing by to work with you on a customized financing plan that fits your needs. Whether you’re looking for a gently used certified pre-owned model or an older vehicle in great condition for less than 15k, you’ll find it on our lot. We’re just a quick drive from West Columbia and Sumter, so stop by today or give us a call at 803-359-4114 to start a conversation!

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