How to Buy a New Car | New Ford Near Columbia

Salesperson handing car keys to customer

Rely on Jim Hudson Ford when shopping for a new Ford in the Columbia area. Unsure about where to begin the car buying process? Our team is here to guide you to your ideal Ford model and ensure a stress-free experience. Our goal is your ultimate satisfaction, so consider the following advice before embarking on your car buying journey!

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When to Buy a New Car

First and foremost, it’s important to assess when to buy a new car. Given that vehicles are significant investments, it’s rare that drivers like you in the Irmo area buy new cars just because. Here are some signs that it’s time to begin evaluating how to buy a new car:

You’re continuously paying for extensive repairs, and repair costs have become increasingly expensive.
You don’t feel safe driving your car in the Chapin area, and you worry about it breaking down on the side of the road.
Your family has grown, and you need a vehicle with more space. Or, perhaps your driving demands have changed, and you need stronger towing capabilities or improved efficiency.

How to Find Your Ideal New Car

Now that you know when to buy a new car, let’s explore the specifics of how to buy a new car. Before anything else, set a budget, including how much you can afford for a down payment and what you intend to pay each month. Then, follow these steps:

Consider the cargo space, seating, safety systems, capabilities, and more that you require, and narrow your vehicle search accordingly.
Select your top three models, and conduct further research on each one, including their reliability and safety ratings. Take each vehicle out for a test drive near Columbia if you have the time.
Have you settled on your ideal car? Connect with the team at Jim Hudson Ford for a price quote.
Apply for financing online to get pre-approved for an auto loan.

How to Afford a New Car

As you search for a new car, it’s important to keep your budget in mind every step of the way. You don’t want to be left disappointed that you can’t afford the vehicle you picked or have to deal with overextending yourself financially. Consider the following as you navigate how to afford and buy a new car:

New Car Sales Tax: You can negotiate the overall price of a vehicle, but not the sales tax. This amount is typically added to your car loan.
Interest Rate: The interest rate on your loan will impact your monthly payment and how much you pay overall. A lower interest rate means lower monthly payments, and this is determined by your credit score.
Trade-in Value: If you currently have a car, you can trade it in to the dealership and apply its value to the cost of your next purchase. If you still owe money on your current vehicle, the dealership can roll this amount into the new vehicle price. Use our value your trade tool to get an instant appraisal of your car.

Buy a New Car, Truck, or SUV at Jim Hudson Ford!

The finance department at Jim Hudson Ford is here to help as you figure out how to buy a new car. Whether you prefer an SUV like the Ford Explorer or a pickup like the Ford F-150, our inventory is sure to accommodate your demands. Visit us today!

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license fees. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.